Why Georgetown, Texas Is One of the Best Places to Retire in the U.S.
When it comes to finding the perfect place to retire, many people are turning their eyes toward the Lone Star State—and for good reason. With its warm climate, tax-friendly policies, and welcoming communities, Texas continues to rise on the list of desirable retirement destinations. And leading the pack is Georgetown, Texas, a scenic and historic town just 30 miles north of Austin.
So, why is Georgetown TX retirement living so popular? Let’s explore the many reasons why this charming town is considered one of the best places to retire in Texas—and the entire U.S.
🌞 The Appeal of Retiring in Georgetown, TX
Georgetown offers a unique blend of small-town warmth and modern conveniences, making it an ideal choice for retirees who want the best of both worlds. The town has grown in popularity thanks to its:
Affordable cost of living
Low crime rate
Abundance of outdoor activities
Rich cultural scene
Vibrant retirement community
And did we mention the gorgeous Hill Country views and sunny weather? With an average of 228 sunny days per year and mild winters, you can enjoy life outdoors nearly all year long.
💰 Cost of Living & Tax Benefits
One of the biggest draws for retirees choosing to retire in Georgetown TX is the cost of living. Compared to other parts of the country, Georgetown offers affordable housing, lower utility costs, and—best of all—no state income tax in Texas. That means your retirement income, including pensions and Social Security, goes further.
🏥 Access to Quality Healthcare
Healthcare is a top priority for retirees, and Georgetown delivers. The town is home to St. David’s Georgetown Hospital, part of one of the most respected healthcare systems in Central Texas. You’ll also find a variety of specialists, urgent care centers, and senior-focused medical services nearby.
Plus, with Austin less than 45 minutes away, you have access to world-class medical facilities, including Baylor Scott & White, Ascension Seton, and UT Health Austin.
🛡️ Safe, Friendly, and Community-Oriented
Safety and a strong sense of community are big reasons why retirees choose Georgetown TX retirement living. The city consistently ranks as one of the safest in Texas. It’s also known for its friendly residents, clean streets, and active civic life.
“I moved here from California five years ago, and Georgetown felt like home right away,” says Linda M., a Sun City resident. “Everyone is so welcoming—it’s easy to get involved and make friends.”
🏡 Sun City Texas: Retirement at Its Finest
No discussion about retirement in Georgetown would be complete without highlighting Sun City Texas—one of the largest and most well-established active adult communities in the U.S.
Located in the western part of Georgetown, Sun City Texas retirement living offers:
3 Championship golf courses
A state-of-the-art fitness center
Multiple swimming pools and tennis courts
Dozens of clubs and social organizations
Scenic walking trails and a nature preserve
On-site dining and entertainment
With over 9,000 residents aged 55 and older, Sun City feels more like a small town within a town—a place where retirees can thrive, stay active, and enjoy life to the fullest.
🌳 Enjoy the Outdoors & Local Culture
Whether you live in Sun City or elsewhere in Georgetown, you’ll find no shortage of ways to stay active and entertained.
Blue Hole Park and the San Gabriel River Trail offer beautiful walking paths and natural swimming spots.
The Georgetown Square, known as the "Most Beautiful Town Square in Texas," is home to local shops, restaurants, and cultural events.
Enjoy performances at the Georgetown Palace Theatre, explore history at the Williamson Museum, or attend seasonal festivals like the Red Poppy Festival.
“There’s always something going on here,” says Tom R., a retired teacher. “You can be as busy or relaxed as you want—and it’s all right in your backyard.”
✨ Final Thoughts: Is Georgetown Right for Your Retirement?
With its friendly atmosphere, affordable lifestyle, beautiful surroundings, and world-class retirement communities, it’s easy to see why so many people choose to retire in Georgetown TX. Whether you're looking for outdoor adventure, social connection, or just peace and quiet with a view, this Hill Country town has it all.
🏡 Ready to Explore Georgetown for Yourself?
If you’re thinking about retirement, there’s no better time to visit Georgetown and experience everything it has to offer. Whether you're considering Sun City Texas retirement or a cozy home near the Square, you’ll find options to fit your lifestyle and budget.
👉 Start planning your visit or connect with your local real estate Debra Meyer, All City Real Estate. She is your neighborhood expert in Georgetown TX. Georgetown is waiting to welcome you home. Debra Meyers phone is 512.791.8467 email her at deb@meyerrealestategroup.com or her website to look at properties is www.meyerrealestategroup.com
